IMO defining all of those things as "regular usage" is problematic. In regards to your specific list, that's above average internet user, in which case I think

IMO defining all of those things as "regular usage" is problematic. In regards to your specific list, that's above average internet user, in which case I think a better solution is diversifying your network connection methods. Trying to use one tool for that entire range of traffic centralizes it needlessly, and you'll get more effective privacy by avoiding that. Furthermore, if you want more speed out of tor I'd argue step one is running a node and contributing and/or donating at least.