4 ms·
I think the NatWest system is pretty solid: 1. UserID is your date of birth and some random-ish number appended 2. It asks for three random characters from yo
by benohear 16y ago
I think the NatWest system is pretty solid:
1. UserID is your date of birth and some random-ish number appended
2. It asks for three random characters from your password and your PIN
3. For any transaction you have the chip-card-plus-calculator-looking-device (and you need to know the pin for that.)
Personally I'm happy enough with the German system (username, password, random TAN from a piece of paper). At least I will be until my kids grow up :-).