> Companies need to stop treating knowledge of this information as proof that you are who you say you are. If we assume that isn't happening in the very immedi

> Companies need to stop treating knowledge of this information as proof that you are who you say you are. If we assume that isn't happening in the very immediate future due to the latency of introducing new legislation... Do we have any other options to protect ourselves? I've personally worked myself in to a bad credit rating. I have a home loan and a credit card, but any new credit applications auto-reject. Not the ideal scenario though!