>> Are you European? >Yes, working from NL at the moment. Same here. With one bank I must use the hardware token solution (and I am able to use any device, n

>> Are you European? >Yes, working from NL at the moment. Same here. With one bank I must use the hardware token solution (and I am able to use any device, not just the one issued to me). With another bank I must register my mobile telephone number with them and they send me a text with an authorisation token whenever I need one. I much prefer the hardware solution even though it is a major inconvenience when travelling light.