4 ms·
The upside is that the NemID system gets the average citizen to a point where his/her family (and close friends) are the largest security problem. It is much mo
by silvestrov 16y ago
The upside is that the NemID system gets the average citizen to a point where his/her family (and close friends) are the largest security problem. It is much more difficult for hackers in Argentina and Russia to get into your bank account when they need access to a piece of paper.
If is impossible to protect against your own family: the have hardware access to your computer, they can intercept all your paper mail, they know all details about your life, etc. So they are the perfect identity thieves.
Some Danes think they are clever and scan the paper card and store it as an image on their computer. Some people are just impossible to make a secure access system for.
The upside of the downside is that if anybody gets hold of your login details, then there is a single place to stop them instead of having to change 20 logins.
BTW. "NemID" translated to English is "EasyID". Within the next year, a hardware dongle will be available (e.g. for users who often login and uses up all the codes on a paper card in no time).
- jacquesm 16y agoIf there is one thing I would like it would be the option to specifically authorize a set of IP addresses allowed to access my bank account rather than the implicit way it is done right now.
- Codesleuth 16y agoI totally agree with this. I even had the SSH firewall rule of my Mumble voice server for my WoW guild set to only allow my home connection. One downside is if I'm ever given a different IP address by my ISP, I'd have to go to work and change it. Minor inconvenience but this isn't a crucial service.
- elliottcarlson 16y agoChase bank requires me to authenticate via a texted or emailed code if I log in to my bank via a browser I haven't used before. Not exactly the same, but a helpful additional precaution.
- benohear 16y agoI think the NatWest system is pretty solid: 1. UserID is your date of birth and some random-ish number appended 2. It asks for three random characters from your password and your PIN 3. For any transaction you have the chip-card-plus-calculator-looking-device (and you need to know the pin for that.) Personally I'm happy enough with the German system (username, password, random TAN from a piece of paper). At least I will be until my kids grow up :-).