Great question and I can admit that I have inquired on the same logic. However, I am wondering why you accepted $200K if you didn't need it? $9K monthly on $5k

Great question and I can admit that I have inquired on the same logic. However, I am wondering why you accepted $200K if you didn't need it? $9K monthly on $5k expenses demonstrates that you could have taken less and made other changes to better utilize current resources.