The UCC[1] requires that wire transfers are reversible for 60 days, although only in very special circumstances (only fraud and bank error basically). The recei

The UCC[1] requires that wire transfers are reversible for 60 days, although only in very special circumstances (only fraud and bank error basically). The receiving (beneficiary's) bank is on the hook for collecting the money back from them. In cases other than fraud and bank error, the timeline and process depends. Basically ask your bank really nicely, they'll ask the receiving bank really nicely, and if everyone agrees with your reasons (and the money is still there) you'll most likely get it back. There has to be a way to reverse wires, otherwise if the teller fat-fingers an extra zero onto the end of your requested amount you'd be SOL. [1]https://en.wikipedia.org/wiki/Uniform_Commercial_Code https://en.wikipedia.org/wiki/Uniform_Commercial_Code