4 ms·

Paying an extra $1.5k per month on rent isn't insane when it gets you $50 or $100k additional annual salary.

tempsy 7y ago
$1.5k is generous...it's more like $500-$1k maybe. I'm lucky to have my own place in SF but most people have roommates because SF rentals is mostly houses, but if you lived nearly anywhere else you'd almost certainly find your own place and not scramble to find a roommate. So you go from paying $2k/month with roommates to maybe $1.5k/month without. Not a huge difference.
- mdszy 7y ago
  Not having roommates is 100% worth not saving a whole ton of money to me. Fuck having roommates.
  - tempsy 7y ago
    I think people in SF have normalized having roommates as adults. It's possible to find your own place, for sure, but you're going to pay at least $3500/month then for something decent unless you get a studio like me, which there are very few.
    - souprock 7y ago
      I think you may be right about normalizing roommates, which is a horrifying thought. Roommates aren't even OK in college. Past college, I can't see how it would be willingly endured. It's barely above being homeless. Being in a SRO, even the tiny cage-like ones of East Asia, would be superior. Having a place of your own, shared only with desired family, is fundamental to being an independent adult. Ideally you should even own the land.
  - realbarack 7y ago
    Here's a hot take: having roommates is actually better than living alone if they're the right roommates. (I know many people will disagree with this.)
    - mdszy 7y ago
      Sure if they're great roommates it could be worth it. But I feel like if you have roommates for financial reasons, you generally don't get the choice.
- deleted 7y ago
  [deleted]
danielschonfeld 7y ago
Generally speaking true, but what happens when you deduct state taxes, in a place like either California or New York. Suddenly the budget seems just about right and nothing too extravagant to write home about
- 0xffff2 7y ago
  What happens is you still come out way ahead. I'd dearly love to get out of the bay area, but even as a relatively low paid government contractor it's very hard to find an interesting job elsewhere that leaves more money in my pocket.
  - souprock 7y ago
    You may come out way ahead if non-local expenses are a large portion of your budget. Everybody else loses. I'm out of the bay area, at a government contractor, with an interesting job. I can afford a huge family, currently with 14 people in the household supported on one income. Life is just easier where the houses are affordable. I don't know what you'd consider an interesting job or what you'd qualify for, but how seriously have you looked? People can have a bias that stops them: if you allow that the interesting jobs exist, then you have to seriously consider them and ultimately act by moving, but that is a lot to think about and a lot of bother, so therefore there aren't any interesting jobs elsewhere.
- tempsy 7y ago
  Yeah it's really the startup lotto ticket. I "won" at one company, and it's big enough to justify any increase in CoL I paid to live here. If you just want to work at the Big G then might as well move to Seattle with lower CoL and no state income tax.
magashna 7y ago
But if you're purely remote you're banking that extra money
- realbarack 7y ago
  True, but most people don't have the option of Bay Area salary outside the Bay Area.

$1.5k is generous...it's more like $500-$1k maybe. I'm lucky to have my own place in SF but most people have roommates because SF rentals is mostly houses, but if you lived nearly anywhere else you'd almost certainly find your own place and not scramble to find a roommate. So you go from paying $2k/month with roommates to maybe $1.5k/month without. Not a huge difference.

mdszy 7y ago
Not having roommates is 100% worth not saving a whole ton of money to me. Fuck having roommates.
- tempsy 7y ago
  I think people in SF have normalized having roommates as adults. It's possible to find your own place, for sure, but you're going to pay at least $3500/month then for something decent unless you get a studio like me, which there are very few.
  - souprock 7y ago
    I think you may be right about normalizing roommates, which is a horrifying thought. Roommates aren't even OK in college. Past college, I can't see how it would be willingly endured. It's barely above being homeless. Being in a SRO, even the tiny cage-like ones of East Asia, would be superior. Having a place of your own, shared only with desired family, is fundamental to being an independent adult. Ideally you should even own the land.
- realbarack 7y ago
  Here's a hot take: having roommates is actually better than living alone if they're the right roommates. (I know many people will disagree with this.)
  - mdszy 7y ago
    Sure if they're great roommates it could be worth it. But I feel like if you have roommates for financial reasons, you generally don't get the choice.
deleted 7y ago
[deleted]

danielschonfeld 7y ago

Generally speaking true, but what happens when you deduct state taxes, in a place like either California or New York. Suddenly the budget seems just about right and nothing too extravagant to write home about

0xffff2 7y ago
What happens is you still come out way ahead. I'd dearly love to get out of the bay area, but even as a relatively low paid government contractor it's very hard to find an interesting job elsewhere that leaves more money in my pocket.
- souprock 7y ago
  You may come out way ahead if non-local expenses are a large portion of your budget. Everybody else loses. I'm out of the bay area, at a government contractor, with an interesting job. I can afford a huge family, currently with 14 people in the household supported on one income. Life is just easier where the houses are affordable. I don't know what you'd consider an interesting job or what you'd qualify for, but how seriously have you looked? People can have a bias that stops them: if you allow that the interesting jobs exist, then you have to seriously consider them and ultimately act by moving, but that is a lot to think about and a lot of bother, so therefore there aren't any interesting jobs elsewhere.
tempsy 7y ago
Yeah it's really the startup lotto ticket. I "won" at one company, and it's big enough to justify any increase in CoL I paid to live here. If you just want to work at the Big G then might as well move to Seattle with lower CoL and no state income tax.

magashna 7y ago

But if you're purely remote you're banking that extra money

realbarack 7y ago
True, but most people don't have the option of Bay Area salary outside the Bay Area.