"If it looks like a duck, swims like a duck, and quacks like a duck, then it probably is a duck.", whether you call the duck "credit" or "money". And beyond th

"If it looks like a duck, swims like a duck, and quacks like a duck, then it probably is a duck.", whether you call the duck "credit" or "money". And beyond the capped consumer risk the financial crisis was prove that the fragility of the interconnected banking system will be fully underwritten 'above and beyond' by the governments if push comes to shove.