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Indiana funds the HSA deductible on their plans and saw a good deal of savings. Combine this with price transparency and health care costs could and should fall
by Shivetya 7y ago
Indiana funds the HSA deductible on their plans and saw a good deal of savings. Combine this with price transparency and health care costs could and should fall and do so rapidly.
however the biggest obstacle to health care reform and cost reduction are the federal and state governments. in particular CON (Certificate of Need), thirty plus states still have these which are used to block new hospitals and other care facilities. the ACA banned new Doctor owned hospitals in a further move to protect the big hospitals; the CON law at Federal level was done away with in 87.
People need to have skin in the game. This means that prices must be revealed as well as handing control over to patients where how the money is spent. So HSA with paid deductibles can save states a large amount of money and help people make better decisions. with preventative treatments normally being free and people seeing hsa money rolls over and its theirs it really changes how people behave.
the US should have great health care but the government is stuck in VA for all mode and that is the charge being led by current candidates. Look at it this way, the VA system has been a wreck for decades and if Congress cannot or will not fix that why should you trust them to take over what we have now?