It's amazing what tiny tidbits of knowledge like the urgent care thing can save you. Recently when picking up the tab for a relative who went to an out of netw

It's amazing what tiny tidbits of knowledge like the urgent care thing can save you. Recently when picking up the tab for a relative who went to an out of network hospital I discovered another one. The first was an enormous discount for paying same day (so if you're well off but have bad insurance they just pretend you have mediocre insurance). Combined with the power of saying "Really??? Isn't there anything you can do?" to as many people as possible, $1,600 became $360. So the lesson is on one of the worst days of your life focus on what really matters: haggling, being an informed consumer, and obscure policies.