I switched from Chase to SoFi a few months back (kept my Chase CCs). Totally worth it. Didn't take that much time, although still more than an hour, plus had to

I switched from Chase to SoFi a few months back (kept my Chase CCs). Totally worth it. Didn't take that much time, although still more than an hour, plus had to be careful not to pull money out of Chase just before a payment was processed. But it's been great. SoFi Money currently yields 1.6% (not the best, but still better than any CDs or savings accounts Chase could give me). Having a high interest yielding checking account has allowed me to better optimize my investing/saving habits. Plus, when I traveled to Europe recently, SoFi was giving me the spot exchange rate at ATMs.