> If you open a new bank account and deposit a lot of money, say over $10,000, then they almost certainly will freeze your account I have done this multiple ti

> If you open a new bank account and deposit a lot of money, say over $10,000, then they almost certainly will freeze your account I have done this multiple times with zero issues whatsoever. With larger sums than $10k, and with global-sized banks. Sorry to hear about your issues but you're over-extrapolating. > I open (and close) a lot of bank accounts to collect those signup bonuses This, I think, may be your issue. For one thing, as the recent NYT piece on customer scores shows, these companies do exchange information on their customers- you may come up flagged or even blacklisted specifically because of this