Somebody tell the British Virgin Islands, St. Kitts & Nevis and the Seychelles They seem to have missed the memo :D I feel like if I had said the Caymans was

Somebody tell the British Virgin Islands, St. Kitts & Nevis and the Seychelles They seem to have missed the memo :D I feel like if I had said the Caymans was incompetent I feel the replies whether from you or others would have said “well of course they are” but anyway their regulators and public servants are often US educated at prestigious universities