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I went through something similar when an ex went wild with my credit cards. You can actually call the credit card company and tell them to block all purchases f

I went through something similar when an ex went wild with my credit cards. You can actually call the credit card company and tell them to block all purchases from a specified merchant. So I had to block all Amazon and Uber purchases. Just reporting the card lost/stolen doesn't work because these services already verified and seem to come across as recurring transactions that still go through even though the old card has been reported lost and there's a new number.

kangnkodos 7y ago
Wait. I'm missing something important here. Are you saying that after Amazon verifies your credit card once, a scammer can keep making purchases on your card after you report it stolen to your credit card company? This is news to me. How long can Amazon do that? The end of the day? The end of the month? What eventually stops Amazon from accepting a card which has been reported stolen, and how long does the process take? But blocking one specific company such as Amazon works faster? Why is that? I guess at the end of the month, you can dispute the purchases.
- lovehashbrowns 7y ago
  It's a feature on credit cards. Merchants in good standing can get updates on your new credit card. This should keep failed transactions to a minimum; for example, your electricity bill won't bounce if you got a new credit card and forgot to update your billing info. What Amazon should be doing is letting you cancel an Amazon account if you know what credit card information it's using, like the author of this blog tried to do. The flaw is if your credit card info is leaked and someone cancels your Amazon account. But I see that as vastly superior to just having a random unauthorized Amazon account somewhere out there with your leaked credit card info in it making unauthorized purchases.
  - tzs 7y ago
    > What Amazon should be doing is letting you cancel an Amazon account if you know what credit card information it's using, like the author of this blog tried to do. As you note, this has a flaw: > The flaw is if your credit card info is leaked and someone cancels your Amazon account. But I see that as vastly superior to just having a random unauthorized Amazon account somewhere out there with your leaked credit card info in it making unauthorized purchases. I don't see why it needs to be all or nothing. Just remove that credit card from the account, and block it from being added back. That lets you stop someone who has your card on their account, without opening you up to having your Amazon account canceled if someone gets your leaked info and wants to be a jerk.
    - lovehashbrowns 7y ago
      That solution is still better than what Amazon is currently doing, and I do like it. My reasoning is that an account being accused of fraud shouldn't be left open. But I suppose a fraudster isn't inconvenienced by having to create a new Amazon account and continuing their fraud there.

kangnkodos 7y ago

Wait. I'm missing something important here. Are you saying that after Amazon verifies your credit card once, a scammer can keep making purchases on your card after you report it stolen to your credit card company? This is news to me. How long can Amazon do that? The end of the day? The end of the month? What eventually stops Amazon from accepting a card which has been reported stolen, and how long does the process take? But blocking one specific company such as Amazon works faster? Why is that? I guess at the end of the month, you can dispute the purchases.

lovehashbrowns 7y ago
It's a feature on credit cards. Merchants in good standing can get updates on your new credit card. This should keep failed transactions to a minimum; for example, your electricity bill won't bounce if you got a new credit card and forgot to update your billing info. What Amazon should be doing is letting you cancel an Amazon account if you know what credit card information it's using, like the author of this blog tried to do. The flaw is if your credit card info is leaked and someone cancels your Amazon account. But I see that as vastly superior to just having a random unauthorized Amazon account somewhere out there with your leaked credit card info in it making unauthorized purchases.
- tzs 7y ago
  > What Amazon should be doing is letting you cancel an Amazon account if you know what credit card information it's using, like the author of this blog tried to do. As you note, this has a flaw: > The flaw is if your credit card info is leaked and someone cancels your Amazon account. But I see that as vastly superior to just having a random unauthorized Amazon account somewhere out there with your leaked credit card info in it making unauthorized purchases. I don't see why it needs to be all or nothing. Just remove that credit card from the account, and block it from being added back. That lets you stop someone who has your card on their account, without opening you up to having your Amazon account canceled if someone gets your leaked info and wants to be a jerk.
  - lovehashbrowns 7y ago
    That solution is still better than what Amazon is currently doing, and I do like it. My reasoning is that an account being accused of fraud shouldn't be left open. But I suppose a fraudster isn't inconvenienced by having to create a new Amazon account and continuing their fraud there.