Really? You can't imagine a single reason why using the Secure Enclave for NFC and credit card storage, usage and validation might be more complicated and risk

Really? You can't imagine a single reason why using the Secure Enclave for NFC and credit card storage, usage and validation might be more complicated and risky than the authentication API? (https://developer.apple.com/documentation/localauthentication/logging_a_user_into_your_app_with_face_id_or_touch_id https://developer.apple.com/documentation/localauthenticatio...)