If you're healthy and single it's pretty easy. You just need a high-deductible plan for emergencies, which I found to be easy to get and not unreasonably expen

If you're healthy and single it's pretty easy. You just need a high-deductible plan for emergencies, which I found to be easy to get and not unreasonably expensive in my state (PA). A friend with a pregnant wife on the other hand had a lot more trouble; presumably the potential for childbirth catastrophe throws a wrench into insurability.