> I long ago had a hobby of getting people out of consumer credit situations by writing letters... Whilst you're here, I must thank you for the wonderful advic

> I long ago had a hobby of getting people out of consumer credit situations by writing letters... Whilst you're here, I must thank you for the wonderful advice in your article on that subject, which was posted in this place some years ago. If I were to distil it down to a single phrase I think it would be "present as if you're collecting a paper trail". This was hugely helpful in helping me help my wife dispense with an egregious parking charge last year, and I feel it has put me in good stead to handle similar matters in the future. I owe you a drink. https://www.kalzumeus.com/2017/09/09/identity-theft-credit-reports/ https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r...