Loans did not keep me broke, but unemplyment did. I feel like I got a very "late start" in life and I still haven't been able to shake off the feeling of uncer

Loans did not keep me broke, but unemplyment did. I feel like I got a very "late start" in life and I still haven't been able to shake off the feeling of uncertainty regarding future, employment, money, etc. At least I got a middle class wage now, but no property to speak of. It's long road from here on to something like home ownership. I'm more concerned for my little sister who's accumulating student loans.