Nobody said anything about efficient markets. Let me simplify this. If you were to lease a car the only way it ends up better for you as the lessee is if you c

Nobody said anything about efficient markets. Let me simplify this. If you were to lease a car the only way it ends up better for you as the lessee is if you can negotiate a residual value that's lower than the price you can sell the car at at time of lease expiration. In many cases, with cars, you can do that. Computers, not so much. And with software under the subscription model you have nothing to recoup at the end. If you have some example of this working in the consumers favor feel free to share. But I've worked for vendors. The subscription model has never been an advantage or positive for the buyer. Not once.