> I think what bankers do is equivalent to piling layers of duct tape/javascript. It takes a lot of time to go through it and see what it actually means. So ba

> I think what bankers do is equivalent to piling layers of duct tape/javascript. It takes a lot of time to go through it and see what it actually means. So basically it's not smart because it's work, and anyone that can find a lazy shortcut is a genius? Ultimately what matters is whether or not it worked. The bankers got rich and faced no jail time, despite being under scrutiny by investors, regulators, and occasionally the public. The academics committed fraud and hopefully have their careers and reputations permanently blemished as a result, not to mention undoing all of the publications they need redacted directly as a result of the act you are calling "genius." I really think what you call genius I call laziness, and your celebration of it represents a lot of what I think is wrong with the world today.