What if you offer the option of a lump sum payment upon death to anybody who is faced with a disease that will most likely end in imminent death? So, if it cost

What if you offer the option of a lump sum payment upon death to anybody who is faced with a disease that will most likely end in imminent death? So, if it costs $250k for treatment of a cancer where the patient is going to die in, at most, a few years, then offer them $125k payable heirs upon their death (where it would then go to heirs). In return, they elect to have only end-of-life care performed. I bet there's a lot of people who would take this. And it would both save money and make a pretty big difference in the lives of people who still have a lot of life left to live.