Here's how it went when I tried to do it upfront. My wife was pregnant, so we had 9 months of routine, scheduled visits. I asked "how much will this cost igno

Here's how it went when I tried to do it upfront. My wife was pregnant, so we had 9 months of routine, scheduled visits. I asked "how much will this cost ignoring any unexpected costs." My insurance had a helpful PDF showing $650 as an out of pocket example with an asterisk saying not to use this number for reference. Reading up, some places offer a "package deal"--our's didn't. I was told to call the doctor's office and write down their itemized list of procedures. Then call their billing office to get an itemized list of billing codes. Then call my insurance to get the out of pocket cost. The final cost was a few multiples of that cited value (although there were additional, unexpected costs).