> but there's absolutely no reason to actually believe they're conditioning on gender. The anecdotal evidence, that many women are claiming that they received

> but there's absolutely no reason to actually believe they're conditioning on gender. The anecdotal evidence, that many women are claiming that they received much lower credit limits than their partners, despite similar or superior credit conditions, would seem to indicate otherwise. I don't believe anyone is saying that they're directly doing it. Just that their algorithms have that outcome.