I took a look at the husband twitter, and I want to correct a big misconception, the credit score we can look at isn't actually the same one the bank used and i

I took a look at the husband twitter, and I want to correct a big misconception, the credit score we can look at isn't actually the same one the bank used and it can be actually quite different. We actually can't access the credit score they get. I don't remember the news article, but if really needed, I'll try to find it back. They tried it over 4 individuals, and one of them was much lower than they thought it would be considering what he was saying. They tried to find out why, which is how they learned they weren't the actual ones the bank was using and thus tried to get hold of the actual score. The one from the bank was nearly 200 points better. I don't remember if they tried with the others 3. I don't believe this was actually her issue, the most simple explanation is that the income they got wasn't high enough... which has nothing to do with her gender. I agree that credit shouldn't be a black box, that they should be able to say, well your credit score allow you this interest rate, but your income only allow you this credit amount... I know it's a black box to avoid abuse, but that's only security by obscurity.