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They do not have access to claims data. They know your plan and your dependents, but that's it.
by s_y_n_t_a_x 7y ago
They do not have access to claims data. They know your plan and your dependents, but that's it.
- undefined3840 7y agoYes they do if they are self insured, meaning they are literally the insurance company taking on the risk. This is the norm for large companies.
- s_y_n_t_a_x 7y agoWhere is the goal post? And no even they wouldn't have individual data, even if they self-insured. They don't manage the claims themselves, that's ridiculous. Do you have any source for your suggestions, or is this just a random hypothetical?