DHH (& now JHH) haven't made a strong prima facie case that any gender discrimination is involved. Credit lines, especially those from differentiated lenders (

DHH (& now JHH) haven't made a strong prima facie case that any gender discrimination is involved. Credit lines, especially those from differentiated lenders (which Apple & Goldman Sachs definitely aspire to be) will not be a simple function of easily-observed factors like income, assets and debts – nor even the credit reports and simple FICO-style "credit scores" of the oligopoly bureaus. Those will be inputs, sure, but lots of other behavioral history could be included – anything Apple & GS can get their hands on, really – and the lender will be estimating not just "ability to repay" but "expected net lifetime profitability across all services", as a function of the granting of particular credit lines. Has DHH spent more with Apple over the past 20 years? That could do it. As JHH notes, she is "an extremely private person". That right there is also sufficient to explain a 5x, 10x, or 100x difference in credit-granted. Along with, say, her partner being publicly-known for buying custom supercars and Italian vacation homes to park them in.† † https://news.ycombinator.com/item?id=1670712 https://news.ycombinator.com/item?id=1670712