3 ms·
Is it legal to model that type of dynamic into credit decisions? I've never heard of being able to use that type of social dynamic into a very regulated financi
by TuringNYC 7y ago
Is it legal to model that type of dynamic into credit decisions? I've never heard of being able to use that type of social dynamic into a very regulated financial product.
- deleted 7y ago[deleted]
- dragonwriter 7y agoEven if it is not legal to do so explicitly, there are probably a number of things which correlate with it that it is legal to use, which end up with the same effect. And indirect (disparate impact) discrimination without intent to discriminate on a prohibited basis isn't generally illegal in the US except in employment law.