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Oh don't get me wrong, I'd love to understand the algorithm that determines who gets how much credit. But we're assuming that it has to do with gender, and non
by 23B1 7y ago
Oh don't get me wrong, I'd love to understand the algorithm that determines who gets how much credit.
But we're assuming that it has to do with gender, and none of us actually know the difference between these two people historically. My wife has better credit than I do but I can borrow more because my income is much higher, for example.
- tom_mellior 7y agoI think the idea behind joint accounts and joint filing is that, for all intents and purposes, the couple have equal incomes.
- 23B1 7y agoBut if I'm doing an actuarial and know, for instance, that X% of marriages end in divorce, that's probably a calculation I'm going to make.
- tom_mellior 7y agoIf you're doing that calculation and conclude that she is somewhat likely to end up divorced and with less income, because she is a woman, then... congratulations, your algorithm fulfills the definition of "sexism". And just to be clear: It is not sexist to point out that women make less money on average than men. It is sexist to treat individual women worse than men because of this general expectation, without factoring in any other information.