3 ms·
If you're married and you're filing jointly, it's really no different than the same individual applying twice in a row. They've already extended one credit line
by derision 7y ago
If you're married and you're filing jointly, it's really no different than the same individual applying twice in a row. They've already extended one credit line to a specific entity, so it makes perfect sense that the second line would either be denied or minimal. It baffles me that this has exploded so much
- ryandrake 7y agoSurely tax filing status is not the only factor taken into account, nor is credit score. If I were a stay-at-home dad and my wife was a doctor, I’d expect her creditworthiness to be much more than mine, regardless of how we did our taxes. If both of us took out $100k in credit and then got divorced who is most likely to be able to pay it back?
- derision 7y agoTheoretically both, because the lower earning spouse will be taking in alimony