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This is concerning, but the examples they gave were all from couples where the man contributed most of their combined wealth, AFAIK, might that not be the reas
by RikNieu 7y ago
This is concerning, but the examples they gave were all from couples where the man contributed most of their combined wealth, AFAIK, might that not be the reason?
Is there an example where the wife contributed most of the combined wealth? What would their credit allowance balance look like?
Or what would happen if you just remove the gender variable from the algorithms?
- lilyball 7y agoI'm a woman and the income earner in my family. My Apple Card credit limit is significantly lower than my other cards. Anecdotal, but it certainly doesn't seem like being the income earner matters.
- kgc 7y agoBut how does it compare to the credit limit assigned by Apple to a male in your family?
- RikNieu 7y agoYeah, that's definitely concerning then. I wonder what the calculations behind it is. Maybe its similar to the fudging they do that makes my wife pay 40% less in insurance for the same car than I would. Any financial modellers here that can chip in?