I thought DHH was in Chicago, not New York? (Though Illinois is also not a community property state, so there's that.) That aside, his evidence is limited beca

I thought DHH was in Chicago, not New York? (Though Illinois is also not a community property state, so there's that.) That aside, his evidence is limited because Apple and GS both refuse to share the rationale behind their credit decisions. It's an algorithm. So he's basing it on what he does know.