I dare you to claim Goldman is using gender as an input variable for credit underwriting. Since no one is actually doing this, we're back to something like "ma

I dare you to claim Goldman is using gender as an input variable for credit underwriting. Since no one is actually doing this, we're back to something like "maybe (altho there's no evidence for this either) people indistinguishable from Mrs. DHH actually do look more likely to default, which is society's fault and thus Goldman should just take the hit".