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They can explain, they most likely don't want to. Also how does this guy know this is a "machine-learning algo" and not just a series of ifs and elses?
by ndzig 7y ago
They can explain, they most likely don't want to. Also how does this guy know this is a "machine-learning algo" and not just a series of ifs and elses?
- sgerenser 7y agoIt’s much more likely a series of ifs and else’s, not a fancy ML model. Companies have been doing automatic credit decisions for decades and there’s no evidence that GS bank is doing anything different than all the others.