4 ms·
Problem is once a model is exposed it can be easily gamed
by resonantjacket5 7y ago
Problem is once a model is exposed it can be easily gamed
- xenihn 7y agoYou don't need to expose the model to figure out how to game it. It's going to be gamed anyways.
- maxerickson 7y agoYou can't really fake some of the inputs. Income, number of loans, stuff like that. You can manipulate them of course, by taking out a cheap loan that you don't necessarily need and things like that. Plenty of people use a credit card for a few expenses (say fuel) just to establish a history.