That's largely irrelevant. A computer picks up a discrepancy but no action is taken, and then I'm on the hook for interest and late fees? But then I've heard "

That's largely irrelevant. A computer picks up a discrepancy but no action is taken, and then I'm on the hook for interest and late fees? But then I've heard "it's your fault we programmed the computer that way" from more than one government entity.