300k in 3-5 years? You can get that much in RSUs from a publicly traded company, and you can sell those for cash every quarter and buy a house before the 4 year

300k in 3-5 years? You can get that much in RSUs from a publicly traded company, and you can sell those for cash every quarter and buy a house before the 4 years are up. For me to work for a startup, the upside scenario needs to be an 7 figure payoff to be worth giving up the sure thing of bigco stock. And even then, the utility function from money is logarithmic so I’d still go with bigco.