> Fitch says such documentation may offer only partial verification, and these borrowers could have unstable income because, for example, they own small busines

> Fitch says such documentation may offer only partial verification, and these borrowers could have unstable income because, for example, they own small businesses. This sounds more like "small business owners are underserved by QM products and more risk-tolerant investors are filling the void," much more so than the "it's 2007 all over again" tone of the headline and parts of the piece.