There definitely seems to be motive and opportunity on the housing side though right? Student debt among other things is high and not many 25-35yo people are b

There definitely seems to be motive and opportunity on the housing side though right? Student debt among other things is high and not many 25-35yo people are buying houses but there's a lot of cash chasing returns. These mortgage backed securities are always seen as a reliable way to make a buck but nobody is questioning the market because "It'll never happen the same way twice".