Makes smartphone investment product catering to unsophisticated and younger investors. Makes options trading available to these customers. Screws up risk mana

Makes smartphone investment product catering to unsophisticated and younger investors. Makes options trading available to these customers. Screws up risk management by incorrectly adding the value of those positions to customer's margin liquidity. Incurs losses as a result. ::surprised pikachu:: "If you take advantage of someone’s mistake to line your own pockets, you need to pay them back." -- if that were the actual governing law I can only imagine that many brokerages catering primarily to unsophisticated investors (not to mention credit cards, and many other financial services) would be having a pretty bad time.