Sooner - when insurers start either putting premiums up to completely unaffordable levels, or outright refuse insurance. When cities can no longer afford the in

Sooner - when insurers start either putting premiums up to completely unaffordable levels, or outright refuse insurance. When cities can no longer afford the infrastructure burden, and are forced to put taxes through the roof. That won’t take Miami being completely underwater, just a few more severe storm surges. When millions of people start losing their retirement homes, tunes will change.