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They've been subject to fraud scoring across a large group of disparate companies for decades? I would say that's absolutely not true at all. And to the extent
by CPLX 7y ago
They've been subject to fraud scoring across a large group of disparate companies for decades?
I would say that's absolutely not true at all. And to the extent that it is true, via credit reporting agencies, it's extremely aggressively regulated to allow consumers to see and challenge how that data is used, as well as to completely opt out of that system.
- awinder 7y agoCredit card companies use your past history across merchants in risk scoring transactions, yes, and they also pull in data from external sources that are outside of their walls to further enrich that data. Anyways -- this is all massively orthogonal to what I originally wrote, which was around Sift being used as a consumer scoring system. I shouldn't have "taken the bait" so that's my bad.