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To add to this, even if you don't own a checkbook, keeping a tracking budget with something like YNAB, Mint Wallet, or Personal Capital makes a huge difference.
by foxyv 7y ago
To add to this, even if you don't own a checkbook, keeping a tracking budget with something like YNAB, Mint Wallet, or Personal Capital makes a huge difference. I've caught so many weird charges on my credit card that way. It also let me know when my bank decided to start charging a "Checking Fee" on their "Free" checking account >_<
- perl4ever 7y agoI have a bad habit of reading the agreements, and I can't stomach the ones for services like that. Lots of stuff about power of attorney...
- foxyv 7y agoYeah that's part of why I don't use the account imports and do everything manually. Plus it's pretty limited. For example, from YNAB: "FOR PURPOSES OF THIS AGREEMENT AND SOLELY TO OBTAIN AND PROVIDE THE ACCOUNT INFORMATION TO YOU AS PART OF THE SERVICES, YOU GRANT THE COMPANY A LIMITED POWER OF ATTORNEY,"