>> Is the money under the mattress doing anything? Technically, no but in another sense what it's doing is allowing Bill to invest in what ever other riskier th

>> Is the money under the mattress doing anything? Technically, no but in another sense what it's doing is allowing Bill to invest in what ever other riskier things he's like to do. If you say well, we should take the money under Bill's mattress he's not using it, it may well be that Bill will just remove money from investments to replenish that money. Let me put this another way... Say you own 5 houses. You don't much need any extra income, so you don't waste time Airbnb'ing them or anything. When you're not using them, they basically just sit unoccupied. These are maybe 5-10 bedroom houses. 1-2 families could live in these, but no -- someone somewhere is homeless while you have abundance that you don't actually need. I mean could you not afford to rend a studio or small apartment if you needed to visit NY or Florida, or Seattle? The point is that people have more money than they know what to do w/ and also that generational wealth is also a huge issue. Not saying we take everything but we need trickle down economics failed miserably.