It is not as if all of the EU has a national healthcare system The healthcare system in Germany is that the monthly insurance fee is like 15% of the wage of an

It is not as if all of the EU has a national healthcare system The healthcare system in Germany is that the monthly insurance fee is like 15% of the wage of an employee and the employer has to pay half of the fee. If you switch from being employed directly to freelancing, you have no employer, and you have to pay at least twice as much for health care insurance. Twice as much, if you are lucky, since freelancer do not get a wage, the calculation is changed from 15% of the wage, to 15% of all income. In the worst case if you are a fire guy and have a lot of investments you can go from paying 50€/month for insurance to paying 700€/month with the same income, just because you work without an employer. (with public insurance, private insurances do their own fee calculations) Basically, as soon as you do something non-traditional, you lose the safety nets