You don't need to, rather you should focus on learning about investing and start putting your money there. We live in a capitalist society but the vast majority

You don't need to, rather you should focus on learning about investing and start putting your money there. We live in a capitalist society but the vast majority of people are purely consumers and not capitalists. People like us who accumulate extra capital get the chance the actually be capitalists and grow the money. The way you talk about your approach to money reminds me of my own approach and honestly it's fairly rare as many people are conditioned to keep raising their spending as their income grows. Reaching a level where you have enough and don't desire more but still have plenty extra capital means you can start investing for the future. Keep in mind things will change as you get older, eventually you may not want to work a regular job, etc and only people who achieve financial freedom have this option. Personally, I started out with a big passion for software development but at this point I'm pretty burnt out on it. Fortunately I have been frugal and saved / invested a lot over my career to where I have a realistic chance of living solely off my investment activities at some point in the future.