Everyone seems to be telling you not to spend money, but you already sound pretty grounded in that. You are right not to start spending $300 on jeans and $100 o

Everyone seems to be telling you not to spend money, but you already sound pretty grounded in that. You are right not to start spending $300 on jeans and $100 on shirts, because those areas of your life are good enough. You don't want to spend money frivolously, but you also don't want to die with a pile of hoarded money. What do you enjoy doing? If you enjoy cycling, you can afford a nicer, lighter bike with higher end components. Do you enjoy listening to music? You can afford a higher-quality sound system. Playing music? You can afford a nicer instrument or set of instruments.