i mean that bitcoin has de facto become a store of cash rather than cash at hand. It's indeed not like a bank since there are no chargebacks, no insurance nothi

i mean that bitcoin has de facto become a store of cash rather than cash at hand. It's indeed not like a bank since there are no chargebacks, no insurance nothing. It's different. But there are also multiple solutions to the speed issue, so speed is not really what s holding back widespread adoption. SEPA is bank transfers with delays of entire days - that makes them completely unfit for micropayments.