Before we get all crazy here, he decided to tear down the house on his own. It wasn't blown up. Heavily damaged yes? Salvagable, probably. Insurance game hi

Before we get all crazy here, he decided to tear down the house on his own. It wasn't blown up. Heavily damaged yes? Salvagable, probably. Insurance game him money. He spent a bunch of money on a bigger new house. It's like getting into a car accident and going to buy a nicer, more expensive car before the insurance comes back. Sure you can do it, but that's on you to pay.