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When the interest rate is zero it is because if you make a mistake and miss a payment, the claws come out and the penalty rate is high enough not only to pay fo
by subpixel 7y ago
When the interest rate is zero it is because if you make a mistake and miss a payment, the claws come out and the penalty rate is high enough not only to pay for servicing all the loans which earn no money but also earn a profit. There is no free money.